Overview and rates
How to compare indicative rates
Compare available terms and maintain preferential rate sheets for an office.
Written by Katrin Erb Updated Published Compare published indicative rates with the office’s negotiated preferential rates before starting a Fixed Term Deposit request.
Compare rates in the Flinq application
Go to Fixed Term Deposits > FTD Rates.
Choose the Currency.
Enter the Deposit Amount.
Compare the available banks and terms. Select a cell when you need to focus on one bank and term.
The comparison uses rate sheets that apply to the selected currency, amount, term, office and, where configured, branch. A blank cell means that no applicable rate is available for that combination.
Compare rates in the client portal
Open Indicative Rates, choose the currency and enter the amount. You can sort the board by a term and, when permitted, start a deposit request from a bank’s rate. Flinq carries the selected bank, currency and amount into the request for review.
Add a preferential rate sheet
From FTD Rates, select Preferential Rates.
Create a preferential rate and choose its Bank, optional Branch override, Currency, Tiering method, Effective from date and optional Effective to date.
Under Rate tiers, choose each supported term and add one row for every lower-limit threshold. Enter rates as percentages, for example 4.25 for 4.25%.
Save the rate sheet and return to FTD Rates to check it against a representative amount.
Leave Branch override blank to apply the sheet to every branch in the office. A dated sheet applies only during its effective period.
Review a rate before use
Check the source, effective date, scope, amount tier and term. Where Flinq displays a preferential uplift and standard rate, treat both as contextual comparison values. The request records the applicable indicative rate, but the confirmation step must capture the rate agreed by the bank.
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